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Wednesday, January 20, 2016

Coffee, Cranberries and Chocolate

If you thought Epcot's Food & Wine Festival was just about getting your extra money for trying all the fun foods from around the world, you might be surprised. While that is the big part of the festival, they also want to educate visitors on nutrition, growing and harvesting. Each year they tend to focus on different things, but they tend to present things that are universally appealing. The great thing about these extras are that they are included in your admission and often give out freebies.

Epcot Food and Wine Festival

I love learning new things, especially about food, because...FOOD! If I eat it, it's fun to know where it comes from. Epcot knows that education and awareness helps people make better and more informed decisions about the things they buy, so even though you're excited to get to the Greece kiosk to get all that delicious baklava in your face, take a few minutes to check out these other areas and wander around the Festival Center, too.

I'm a fan of a great cup of coffee. Of course I was going to check out this little set-up that takes me from plant to cup. Not only is the area beautiful looking, but you can also get up close and personal with actual coffee plants to see what your beans look like. And there's that guy standing there to answer any questions you may have. He knows all about the coffee-growing process, so ask away.

There are always great signs with a bunch of cool info on them, which will probably answer a lot of questions for you if the expert on the scene is otherwise engaged - I find this is hardly a problem, since most people are too busy eating and drinking to stop at these areas. 

Here are a few things I learned here: All those green sprouts on the map above are where coffee is grown in the world. it shouldn't be surprising that almost all of it is on, or close to, the equator. The darker the roast, the less caffeine you're actually getting, because it takes longer to roast. So, when you order your double-espresso to wake up in the morning, just know that it's not hugely different from decaf. This is also why the dark roast cost more than the lighter roasts. Want to taste it for yourself? There's a coffee stand nearby and the expert is more than happy to give you a coupon to make it little cheaper.

What do you know about cranberries? They're sweet and tart and taste good in vodka? Sure, but if, like me, the most you know is that and whatever you see on those cranberry commercials, this set-up was fascinating. Apparently, cranberries grow on bushes (the very bushes you see growing around this bog) and the bog is only flooded for a few days when they are ripe. The water causes the ripe berries to float to the top, so they can be easily harvested. I don't like cranberries, really, but I was insanely interested in the growing process. Nearby was a kiosk that would give you more info if you wanted and bags of samples of dried cranberries and covered cranberries, so you could enjoy what you just learned about.

Chocolate. Who doesn't love it? I barely know anyone and am a bit sad for the few people I know that are allergic to it. Inside the festival center there was a spot set aside for learning about the growing and harvesting processes of chocolate and cacao plant. Obviously, there is a Ghirardelli guy on-hand to answer your questions and give you some samples and coupons (because who doesn't want free chocolate?). 

This past year had a wonderful display of chocolate Disney scenes which were amazingly detailed, including this one from Frozen. It's all chocolate. Pretty amazing, right? There were several Star Wars themed ones, as well as the Jungle Book and others. I wouldn't even be able to do this with clay, but these masters could bend chocolate to their will and were talented enough to make it look like something awesome. It was crazy impressive and detailed. I wonder who gets to eat the mistakes. 

So, while you can spend your days at the Food & Wine Festival in Epcot stuffing your face and getting drunk (there is a never-ending supply of beer, wine and other libations), don't forget that these other freebies are there and can save you money, give you a great education on foods/beverages and are a fun way to pass the time while you wait for your small plates to digest. I love the chance to ask an expert about things, especially when there's not another line to stand in. Extra tip: The Festival Center has nice bathrooms that you usually don't have to wait for in the evening, plus it's usually deserted, so you don't have to fight the crowds to do a bit of shopping of festival merchandise and wine-related products.

Have you ever been to the Epcot Food & Wine Festival? If so, what was your favorite part?

Saturday, January 16, 2016

Planning a Budget Spring Break Getaway

Thinking about taking a grown-up (or family-friendly) Spring Break trip? Believe it or not, you can make it affordable. Because Spring Break can vary between early-March to mid-April, there are a good 6 weeks when things are more expensive than normal. Unfortunately, Spring is a great time to travel, because the weather is warm, but not too warm and most kids are still in school, so the crowds are small if you avoid typical Spring Break destinations like Miami and Cancun. So, let's take a look at how to be a grown up and take a vacay that doesn't look like those old MTV shows full of sloppy-drunk, loud-partying, half-naked 20-somethings. 

spring break planning

Choosing a destination

Set your budget
Here's a thought. Instead of picking a place and planning your trip around it, decide on your budget and work around that. You may find that there are places you hadn't thought of before, but are just as awesome (or better) than where you first thought you might go. 
  • Scour deals on Groupon, Living Social and other daily sites for affordable vacations that might work for your time off. 
  • Use Kayak's Explore feature to find destinations that fit within your budget for the month/season of your choice.
  • Look at BookIt's promos for vacation packages that are awesome and budget-friendly.


Visit non-beach destinations
There are a lot of places that don't really fluctuate in price for travelers throughout the year. Some even have beaches nearby, even if they're only lakes (which can be fun in themselves). 

Travel to less-popular beaches
Some destinations just draw college kids. You can avoid those large crowds so you can at least get a little strip of sand for yourself and not have to fight people to get to the bar for a drink.
  • Santo Domingo, Dominican Republic
  • Daytona, Florida (the small size makes it perfect for those looking for a bit of quiet)
  • Puerto Rico (cheap accommodations and dining)
  • Myrtle Beach (rent a condo for as little as $50)
  • Costa Rica (stay way from the touristy spots)
  • St. Croix, U.S. Virgin Islands (no passport required!)
  • Willemstad Curacao (stick to the all-inclusives here)

When to buy airfare

Usually, the perfect time to buy your airfare for domestic flights is right around 5 weeks out, but because the deals for Spring Break travel might be few and far between, look to book your flights 6-8 weeks out. If you have a stash of airline miles, this is the time to cash them in, even if it's just for one way of your trip. 25,000 points and $5 (on average) is hard to beat for a flight, but the earlier you book, the more likely you will be to find a reward seat. Start looking now. 
  • Book airfare on Tuesdays, and Sundays for lower fares.
  • Fly on Tuesday, Wednesday and Saturdays for the best rates. These are the least busy days to fly.
  • Fly early in the day. The earliest flights out are generally a bit cheaper and have less of a chance of getting delayed.
  • Travel light and skip baggage fees. 

How to choose a hotel

As nice as some hostels are becoming, I still don't recommend them for grown-ups and the U.S. doesn't really have many. Look into hotels that offer extras: a kitchenette, free breakfast, kids stay free, etc. I'd also suggest looking at both Airbnb and HomeAway at vacation rentals. You'll have a bit more space, the prices are comparable to hotels and you usually have both a kitchen and laundry facilities. If you're traveling as a group, this can really save you money.
  • Sometimes paying up-front can score you an awesome deal on a room.
  • If you haven't pre-paid, keep checking prices up to the day you leave, in case the price drops and you can rebook.
  • Skip online booking and call the hotel to see if they can give you a better rate than what you see online.

Alternate choices

Not all vacations are traditional. If you can plan a great trip, but the airfare seems out of reach, look into driving instead. Is it possible that there are really sweet destinations within driving distance from home that you haven't been to yet? I'd be surprised if there weren't.

Looking for more tips? Check out this article that I contributed my expertise to on Cosmopolitan.com.

What are your Spring Break plans?

Wednesday, January 13, 2016

12 Ways to Save For Your Travels

We all like to travel. It's fun, but the planning and saving can be not so much fun. I'm terrible at saving, and the only way for me to do it is if I never see the money. That's difficult though, unless I have a separate account that I use for it and never look at what's in it, like I do regularly with my regular checking account. Then I'm all "Oh yeah! That account exists. Woo! Look at all the money!" But where does the money come from? As a budget traveler, we all have limited finances, otherwise we probably wouldn't be on a budget. 

ways to save for travel

If you're already coming up with excuses why you can't ever come up with enough money to travel, Here's some motivation: My best friend has five kids and a stay-at-home husband (because it's impractical to spend money on daycare for all of them) and they go on at least one week-long trip each year and several weekend trips as well. She makes about the same as my husband makes, so she isn't drowning in money either. Their three school age children all do sports and other activities, which are not really all that cheap, but they still find the money to travel as a family. 

What's your next excuse? You don't have enough time? Of course you do! The majority of Americans leave approximately one fourth of their travel days on the table. Is work really more important than your family and/or health? Someone will do your work while you're gone or you will work twice as hard to do it before you leave and really earn that time, but stop giving your vacation days away. You're basically giving your boss free working days when you do.

Okay, now let's talk about real problems: Figuring out where the money comes from so you can travel the world:
Pay yourself first
You know how when you invest in something like a 401-K and it gets taken out of your paycheck before you even see it? And you never miss it? Do this with your vacation fund. You know when you get paid, so set up an automatic deposit, either through work or on your own online, to go to that separate account. Even just $50 per paycheck can quickly add up and it's not so much that you'll notice it's gone. If you can afford more, change the dollar amount that goes, even if this is a one-time occurrence or permanent. A few dollars more is better than no dollars more.
Open a high-yield checking or savings account
Just like I say above, make sure it's separate from your everyday account. While your money is just sitting there, you could be earning more each month for doing nothing more but keeping it in the bank. Free money is good! 
Make a list and stick to it
When I go grocery shopping, I make a list. I try to plan my meals around the same ingredients with some variety. Chicken, noodles, potatoes, carrots, beef and beans are all great staples, because you can make a ton of things with them. Buy enough to make twice as much as you plan to eat and freeze so you have dinners for future nights and can save money in the coming weeks, or have easy food to make when you return from vacation. 

Don't forget coupons and store rewards programs. Use those apps and coupons to guide your shopping for the week or month to save even more. Tally up how much you saved and put that money in your vacation fund!
Have a yard sale
It's not really yard sale season yet, but it will be before you know it. I'm sure you have a ton of crap stuff around your house that you don't want anymore. Slap a price on it and put it in a pile for spring or summer and then get rid of it. Have bigger pieces? Use Craigslist to sell it for more money sooner. You can easily make an extra $75-100, even on a slow sale weekend. (click on the photo credit link above for tips on throwing a profitable sale.)
Put your clothes up for consignment
This is less straightforward than having a yard sale, but you can also earn more if you're lucky. Gather all those fancy clothes you have in your closet (like those designer jeans you can't fit into anymore or those cocktail dresses you've worn a grand total of one time) and take them to a consignment shop. It's likely they will sell them for you for a small fee, or straight-up buy them off of you on the spot. What have you got to lose? If you'd rather do it yourself, take a load of pictures and do it on ebay. 


Keep the change
If you're like everyone, you have a ton of change just sitting in your car or the bottom of your purse. Make a jar or container at home to throw all that change in at the end of each day. You wouldn't know it, but all those cents can add up over the months and you might find you have a spare $100 or so that you can use as spending money!



Fill your free time
Do you find yourself sitting in front of the TV for an hour or two? Earn points through Swagbucks. You can use these points to earn money and gift cards. It's easy to accrue a lot of points in an hour or so and you can trade them in for travel cards, Amazon gift codes and even Paypal cash. Download the app on your phone to earn even more. It's super easy and totally mindless. 




Get cash back
You're going to buy stuff. You just are. Ebates lets you save money on your online purchases by offering you a set amount of cash back on participating retailers, including a lot of travel sites. If you're going to spend money, you might as well save as much as possible. Ebates sends you cash back payments four times a year, either by check or deposited to your Paypal account. It's super easy, and those payments can be used as spending money on your trips. Want to know more about how it works? I wrote a whole post on it!

Groupon Getaways

Scour daily deals
Not only can this help you out at home, but also on your trips to save even more. I get emails from my favorites (Groupon, LivingSocial, GetMyPerks) and purchase deals throughout the year to save on entertainment and dining. You can save 50-90% off local deals (or destinations around the world). This way you can do more on vacation, but also not feel like you're missing out at home just because you want to travel. 
Ask for gift cards
When the holidays and your birthday rolls around, ask for gift cards that can be used towards your trip. This could include cards for theme parks, airfare on your chosen airline, restaurants or grocery stores where you can shop for snacks and meal staples (you know how I like to buy breakfast stuff and eat before I head out into the world. Now you've gotten free money you can use on vacation and have to save even less than you thought. 

On the other hand, you can buy your own gift cards at a discount through Target. If you have a Red Card, you can save 5% on their gift cards, including Disney, Starbucks, Chili's and Rainforest Cafe. If you don't have a Red Card, you can get one that links to your checking account for free and without a credit check. Bring a voided check with you on your next Target run and sign up quickly and easily. Your Red Card works just like a debit card and you get free shipping when using it to make purchases online.

Another great idea for your wish list is to ask for city cards. CityPASS and SmartDestinations offer a bundle of popular attractions in a specific destination for much less than paying separately (around 40%) and they allow you to skip the ticket queues, too.

Take on extra work
This can take on a few different forms. Can you take on some extra shifts at work? Do overtime once in a while? Maybe help out a friend with something they can't do themselves? Another thing you can do is help strangers out. Check out TaskRabbit for odd jobs that people need help with. This could range anywhere from helping out at a party, running random errands or mowing their lawn. You choose the jobs that sound good, respond to the inquiry and get paid. 


Drive past the coffee shop
Getting your morning coffee can set you back $3-5, which easily adds up to $60-100 over the course of a month. I love a professionally-made cup of Joe as much as the next person, but I know they can really be expensive. If you want a fancy cup of coffee, think about investing in an espresso maker or French press and frothing whisk. You'll work the cost off by the end of the year and might even find you like your own coffee better. You'll defiinitely save calories. Don't worry, I think it's perfectly acceptable to break out once in a while and splurge on a grande triple macchiato with whip. 

You don't have to totally turn your whole life upside down to save money for your travels. Once you do a few of these things, you'll find it easier to incorporate other ways to save without feeling like you're missing out on anything or being too restrictive. Maybe instead of going to the movies one night, you pick up a Redbox or find something old that's streamable on Netflix. Skip weekend brunch and whip up something at home that's just as fun. Or enjoy the game at home by getting a bunch of friends to come over with a potluck dish instead of splurging on expensive tickets. The line for the bathroom will be considerably shorter!

What are you favorite ways to save for your vacation?
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