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Wednesday, May 10, 2017

Easy Ways to Save For Travel

What's your number one problem with traveling more? Well, I'm going to guess that it's money, otherwise you probably wouldn't be here. I'm just like you guys. I have to pay for my own travel. We don't have unlimited funds. I rarely get "paid" to travel, though I know people think that, because I get asked about it a lot. I wish I got paid to travel, but then again, you probably wouldn't trust anything I said if I did, right? I know I wouldn't. So, how can you save for travel when it seems like you don't have any money to spare?


Believe it or not, it can be easy to save, even when you think you can't. I have a lot of ways I've used, with much success. I've lived paycheck-to-paycheck most of my life, too, so don't think you can't do it. You might also remember my best friend who has six children and live on one income (because they'd need 5 incomes to pay for childcare, so instead her husband stays home), they pay two mortgages, and vacation at least a couple times a year. When I last wrote about how they did a Disney vacation they only had four kids, which is still more than most people I know. They haven't slowed down their traveling and they are creative in how they do it. If they can do it, then you can do it!

Here are some easy ways you can save for your travel dreams:

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Pay yourself first

You know how when you invest in something like a 401-K and it gets taken out of your paycheck before you even see it? And you never miss it? Do this with your vacation fund. You know when you get paid, so set up an automatic deposit, either through work or on your own online, to go to that separate account. Even just $50 per paycheck can quickly add up and it's not so much that you'll notice it's gone. If you can afford more, change the dollar amount that goes, even if this is a one-time occurrence or permanent. A few dollars more is better than no dollars more.

Tip: Have a separate account is key. Don't make it the same as your regular savings account or checking account. Make it harder for you (and everyone else contributing) to spend it!

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Open a high-yield checking or savings account

Just like I say above, make sure it's separate from your everyday account. While your money is just sitting there, you could be earning more each month for doing nothing more but keeping it in the bank. Free money is good!


Use a fantastic saving app

I've just started using a new app called Qapital. It's really changing the way I spend and save. You set up a goal, or multiple goals, and then set up rules in order to save for them. I've been using this app for three weeks and have saved nearly $30 just by doing things I normally do. I have two rules set up (because I can't go too crazy and my "goal" is far off): One is the $2 round-up rule, so any time I use one of the cards on file, they round up to the nearest $2. That means if I spend $4.50, $1.50 will go into my Qapital account, to make up $6, which is the next denomination of $2 after $4.50. I also have an IFTTT rule that says anytime I check into a place and use the hashtag "coffeetour", it puts transfers another $1 to my account. 

You can change your rules at any time (and there are a lot of them to choose from), the app is free to use and super secure, you can take your savings out whenever you want/need, so you can use it at will, and if your balance on your debit card dips below $100, your savings are paused in order to avoid overdraft. You can use it on both Android and iOS. Start saving now!

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Make a list and stick to it

When I go grocery shopping, I make a list. I try to plan my meals around the same ingredients with some variety. Chicken, noodles, potatoes, carrots, beef and beans are all great staples, because you can make a ton of things with them. Buy enough to make twice as much as you plan to eat and freeze so you have dinners for future nights and can save money in the coming weeks, or have easy food to make when you return from vacation. 

Don't forget coupons and store rewards programs. Use those apps and coupons to guide your shopping for the week or month to save even more. Tally up how much you saved and put that money in your vacation fund!

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Keep the change

If you're like everyone, you have a ton of change just sitting in your car or the bottom of your purse. Make a jar or container at home to throw all that change in at the end of each day. You wouldn't know it, but all those cents can add up over the months and you might find you have a spare $100 or so that you can use as spending money!


Fill your free time

Do you find yourself sitting in front of the TV for an hour or two? Earn points through Swagbucks. You can use these points to earn money and gift cards. It's easy to accrue a lot of points in an hour or so and you can trade them in for travel cards, Amazon gift codes and even Paypal cash. Download the app on your phone to earn even more. It's super easy and totally mindless. 


Get cash back

You're going to buy stuff. You just are. Ebates lets you save money on your online purchases by offering you a set amount of cash back on participating retailers, including a lot of travel sites. If you're going to spend money, you might as well save as much as possible. Ebates sends you cash back payments four times a year, either by check or deposited to your Paypal account. It's super easy, and those payments can be used as spending money on your trips. Want to know more about how it works? I wrote a whole post on it!



Drive past the coffee shop

Getting your morning coffee can set you back $3-5, which easily adds up to $60-100 over the course of a month. I love a professionally-made cup of Joe as much as the next person, but I know they can really be expensive. If you want a fancy cup of coffee, think about investing in an espresso maker or French press and frothing whisk. You'll work the cost off by the end of the year and might even find you like your own coffee better. You'll definitely save calories. Don't worry, I think it's perfectly acceptable to break out once in a while and splurge on a grande triple macchiato with whip. (Yes, I know, I'm one to talk, but you aren't writing a blog post series, are you? Even so, I make my own coffee 85% of the time.) Maybe your weakness is fast food or going out to lunch. Plan your meals ahead of time and/or bring your lunch to work instead. You'll be surprised by how much you spend.

You don't have to totally turn your whole life upside down to save money for your travels. Once you do a few of these things, you'll find it easier to incorporate other ways to save without feeling like you're missing out on anything or being too restrictive. Maybe instead of going to the movies one night, you pick up a Redbox or find something old that's streamable on Netflix. Soon you'll have a little pile of money that grows into a bigger pile of money that will surprise you.

I'd love to know what destinations are on your travel wish list! What trip are you saving for next? 

Disclaimer: This post contains affiliate links, which help me keep the blog running.

Tuesday, May 9, 2017

Review: The GSI Outdoors' Commuter Javapress

I’m a coffee snob. I fully admit it. You know this by now if you’ve seen my coffee series here on the blog. I love my coffee. I have three different coffee machines at my house. It’s true. Depending on how much work I’m willing to do to get a good cup of java, that’s the machine I’ll use. I’ve stayed in a bunch of places on my travels with horrible coffeemakers. It makes me sad.

commuter mug

If you’re a coffee lover like I am, a morning can be ruined by a terrible cup of coffee, or worse, no coffee at all. Since I can’t bring my full-size maker that I know works well when I travel, I have to improvise. Either I have to suffer through that bad cup of coffee or shell out $4+ for a cup at a nearby coffee shop. I put that on my splurge list and will indulge in one or two professionally-made cups on a trip. Well, now I don’t need to do that. GSI Outdoors has created the Commuter Javapress, which is like taking your French Press (yum!) on the road with you.



As the name implies, GSI Outdoors is specific for the nature loving folks, like hikers, campers and the like. Well, I rarely do those things, but I count trekking around a city seeing their landmarks and browsing the outdoor markets outdoorsy. While it’s not difficult to get a cup of coffee to go doing this, I don’t want to shell out the money. You all know I tend to eat breakfast in my rental and then save my money for lunch and dinner. I do like to finish my coffee while wandering city though.


The Commuter Javapress was made for someone like me (and, you know, those camping people who have to boil everything over a fire). You put a scoop of ground coffee in the bottom of you tumbler, add hot water (you can heat it in the microwave), and then let it “steep” for several minutes before adding your mesh inner sleeve and pressing down, much like a French Press, but without the plunger. The mesh keeps your grounds from entering your drinkable beverage and also keeps your coffee a bit stronger.




The colorful sleeve on the tumbler keeps it cool enough to hold and the double-wall construction keeps your coffee hotter longer. Because there's nothing worse than a cold cup of coffee when it started out hot.


So, I tried it, hoping for the best, because travel tumblers are usually meh at the best of times, but was pleasantly surprised. The Javapress is easy to use.  After adding my coffee and water (you can add up to 15oz of hot water), I put the plunging insert on top and let it sit for 5 minutes. Once I determined it was ready, I pushed the insert down, added some creamer, then plunged it a few more times to mix it well and save a spoon. Once satisfied, I put the spill-proof top on and gave it a try. My coffee tasted almost exactly like that made in a formal coffeemaker! Also, after an hour or so, my coffee was still hot. 



You don't have to just use this for coffee, but you could also use it for loose tea. The insert with the mesh would allow your tea to steep, but also keep the leaves from invading your cuppa. When your morning's done, rinse the whole thing out and use it as a water tumbler while you're walking around town. You can pack this easier when you travel, by stuffing the inside with a bag full of your favorite ground coffee (and maybe sweetener you prefer). 


Overall, the Commuter Javapress is impressive. It does what it says it will do, it's easy to use, easy to clean and doesn't leak coffee all over your pants (oddly, this is a problem for a lot of travel mugs). I look forward to taking it with me on my next trips, so I'm not forced to endure a crappy cup of coffee anymore. Even Eric, who claims he doesn't "looooove" coffee, is going to be excited when he can enjoy a practically free cup on the go. 

Do you have a mom, dad or grad who's a coffee lover? Buy them this and some awesome coffee and you'll be their favorite person that they think of every time they have a perfect "cup".

Other Specs
Where to buy: On GSI Outdoors website or Amazon 
How much: $22.95
Colors: Red | Green | Orange | Blue (shown) | Graphite
More Details: 15 fl. oz. press mug, sealable, spill-proof lid w/ loop, insulating sleeve, non-slip foot

Like what HydraPak is doing? Learn more by following them online: 

Disclosure: I was provided with the Stash bottle, Bottle Bright and Speedcups for the purposes of this review. As always, all opinions are 100% my own.

Saturday, May 6, 2017

Summer Packing Tips

Do you ever see those travelers who have one bag – that’s not even bulging! – that look super put-together and get right off the plane and into a cab and you wish you could be more like them? So often I’m walking through a hotel lobby or past the check-in desks at the airport and watch families that seem to bring everything they own on vacation with them, and I wonder how much they paid in baggage fees and chiropractor visits. It was not all that long ago that I thought I couldn’t live without taking individual outfits and a dozen pairs of shoes either. Once I realized I never wore half of what I packed, I decided to downsize my packing. Then when airlines started charging for checked bags, I decided to downsize more.

packing light tips

When you fly to your destination, one of the easiest ways to save – time and money – is by traveling carry-on only. You don’t need much, even if you'll be traveling for a week or two, which means you can pack quickly, skip the airline counter check-in and ignore the baggage carousel upon arrival. I always have a packing list to help me keep the number of items down and also to make sure I don’t forget any of the essentials. I know when I get to my destination I can probably buy whatever I missed packing, but I’m adamantly against spending money for things I already have. Here’s how to build your packing list:



mix and match

Mix and match


As always, when you coordinate all your clothing, it’s super easy to pack in a carry-on. Three bottoms and five tops can make fifteen outfits. Don’t forget that what you wear in transit can also be rotated in as needed. And shoes! You should take two pair – max. Make sure they are both comfortable enough to walk in all day. I had a coworker who told me that she had 16 pairs of shoes she wanted to take with her to Mexico on a four day tripSixteen! I don’t even think that many shoes would fit in my carry-on and if they did, there would be no room for anything else, except maybe socks and underwear. Her trip was for a wedding, so aside from what she needed for the ceremony, she could have survived with a sun dress, a pair of shorts, her bathing suit and some flip flops. Learning to pack efficiently is important and can save you a ton.


That’s it. Think about what you truly need with you for three or four days and be realistic. Don’t play the “what if” game. What if I go out to a fancy dinner? What if it gets really cold? What if I want to go clubbin’? Did you plan for those things? Do you normally just change plans at the last minute? Sometimes it seems like it might be harder to pack for a short trip than a long one, but with some practice, it can be super simple. Just think, if you don’t bring something that you thought you could live without, by the time you miss it, you’ll probably already be back home.


Prepare to do laundry

I hear you groaning and whining, “But I’m on vacation!” I’m aware. I go on vacation, too. I also do laundry on my vacation. When you take so little, unless you want to walk around in dirty – and possibly stinky – clothes, you will want to throw them in the wash at some point. Most decent hotels and vacation rentals (my personal preference) have laundry facilities. You can pop your clothes in on your way to dinner or when you get back from sightseeing and just want to sit and rest your feet. It will take much less time than you think and then you smell fresh the next day.

If your accommodation doesn’t have on-site laundry, you will normally find a Laundromat nearby. I have hoofed it down the street for clean clothes. I take a book or game for my husband and I to play while we wait and then we take our freshly laundered duds back to the room and get on with our trip. If you are at a destination long enough to need to do laundry, you will have enough downtime to do it.

Downsize your toiletries

How long does it take you to go through a full-size bottle of shampoo? Two months? So why take that big thing with you on your vacation? TSA rules allow you to bring a one-quart plastic bag full of three-ounce bottles. If your problem is that you can’t find your same shampoo, conditioner, facial scrub, hairspray or whatever else in a travel-size container, make your own. Purchase small bottles, pumps, vials or jars and decant your favorite items into them. This gives you just the right amount you need for your trip and allows you to take them with you in your carry-on. If you’re one that needs to carry beauty tools with you, like a flat iron or curling iron, purchase a mini version specifically for your travel bag. You can normally find the same brand you use at home that works just as well, only smaller. I love my mini flat iron so much, I almost want to use it instead of my full-size one at home. It takes up half the space in my bag too. 

Streamline your beauty routine

Don’t stuff your toiletry bag full. Your objective here is to pack as little as possible. Look for make-up palettes and multipurpose products that will enable you to pack less. Here's how to perfect your 3-1-1 bag.

It’s really true what they say: Lay out all the clothes you want to pack and then put half back in your closet. I make packing even easier by creating a detailed packing list. This can help you see if you have way more than you really need, reminds you of the essentials – like underwear! – and helps you repack on the way home. When you travel with an organized carry-on, not only do you save money on baggage fees, but it helps your trips go smoother, so you only have to worry about what to do first when you get to your destination.

Where is everyone going on vacation this summer? We'll be off to Vegas and in the Fall we'll be taking a trip St. Thomas.
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