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Monday, January 14, 2019

How To Stay Organized When You Work And Travel At The Same Time

Working while you travel is a great way to make your trips more affordable and stay on the move all of the time, but there is a big downside. Organizing your work while you’re traveling around can be incredibly difficult and if everything is a bit of a mess, your work is going to suffer. But there are some easy ways that you can keep things in order while you travel. These are some of the best ways to stay organized when you’re working and traveling at the same time.


Know Your Time Differences

Time difference trips a lot of people up when they’re trying to work from a different country. If you need to be in contact with people back home when you’re traveling, you don’t want to be calling or emailing them in the middle of the night because it looks incredibly unprofessional. That’s why you need to double check the time differences before you get in touch with anybody so there aren’t any slip ups. You can use this time difference calculator if you’re a bit unsure.

Organize Your Travel Documents

This doesn’t relate to your work directly, but it can have a knock on effect. When you’re trying to juggle work and travel, it’s essential that your schedule is airtight. If someone is expecting a call from you, for example, but you aren’t available because you missed a flight, that doesn’t sit well with them. That’s why it’s essential that you organize all of your travel documents properly. That way, if somebody asks what your schedule is going to be like next month, you’ve got all of the information there. But if you tell them that you don’t really have a clue, that tells them that you’re not a reliable person to do business with.

Virtual Mailing Address

Getting mail is one of your biggest problems when you’re traveling and it’s frustrating for people if you’re giving them a different postal address every couple of weeks. But there’s a simple way around that; the virtual mailing address. There are some great online address mailing services that you can use in place of a normal mailing address. All of your post will be sent to one address and then they’ll scan it in and send it over to you. That means you can always get your mail wherever you are and anybody that is sending things to you doesn’t have to go through the hassle of trying to work out where to send it.

Set A Strict Work Schedule

When you’re traveling and working at the same time, it’s tempting to do more sightseeing and less work. But you’ve got to remember that you can only afford to travel because you’re working, so you still need to put the hours in. That’s why it’s important to divide your time properly so you’re dedicating enough time to working before you get out and do the fun stuff.

Staying organized while you’re working on the move is tough, but it’s important if you’re going to be able to fund your trips.

Saturday, January 12, 2019

How to Tip Around the World

In America, we are so used to tipping for everything, we don’t even think twice about it when we go to restaurants or have services performed, like getting a haircut. We just figure it into the bill. Tipping is not customary everywhere in the world and in some countries it’s even considered rude. So, where should you keep your money in your pocket and where should you tack on a few extra bucks?
Asia
  • China does not practice the art of tipping and so no tips are expected unless you have an experience that is above and beyond your expectations.
  • India may include a 10% service fee to your check, but 15% is appreciated for good service. 250 rupees (or $5) per night for the housekeeper and 50 rupees per bag for porters is the norm. Keep plenty of small bills on hand in India, because it may be hard to get change.
  • Japan isn’t big on tipping either and a tip is not anticipated anywhere, unless you allow the porter to carry your bags, then the yen equivalent of a dollar per bag is the norm.
  • South Korea is a non-tipping society, with the exception of drivers and tour guides who should receive $5 and $10 respectively and $1 per bag for porters.

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Australia and New Zealand have similar tipping practices as the U.S. 10-15% for your waiter in restaurants is now acceptable, 10% for cab drivers, $1-2 per bag for porters and $1-5 per night for housekeeping.


Europe
  • France, in general, does not expect tips to be given when dining out, but if your service is excellent, up to 10% is appreciated. A euro or two for cab drivers is common, as is one to two euros per bag for porters and per night for housekeepers.
  • Germany has hefty tipping practices for hotels: five euros per night for housekeeping and three euros per bag for porters. Only 10-15% gratuity is expected at restaurants. Cash is expected.
  • Italy has a cap of 10% tipping at restaurants, though gondoliers are not expected to get tips. Five euros for porters is customary and one to two euros per night for hotel housekeeping.
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Middle East
  • Dubai is a very friendly country with overachievers in the customer service department. The standard here is 10%, but only tip with cash. At hotels and restaurants the tip is figured into your bill, so no need to add extra unless your service was exceptional. Tipping your taxi driver is not really done, except to round up your fare.
  • Egypt has an easy 10% tip rule. Ten percent for dining is already included in your bill, but it is customary to add 5-10% extra to that total. Tipping your cabbie is appreciated, as is any guide who takes you on a tour.
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North America
  • In Canada, like the U.S., it is standard practice that 15-20% is tipped in restaurants and a few dollars per day of your hotel stay if your service was satisfactory.
  • Mexico expects tipping 10-15% in restaurants, five pesos for gas station attendants and 20-50 pesos for hotel staff per day. It is appropriate to tip in the local currency rather than dollars.

South America
  • Argentina generally assumes that diners will round up their bill and add a 10% tip to the total. Dollars may be difficult to spend, so carry some smaller bills in Argentinian pesos for purchases and tips.
  • Brazil includes a 10% gratuity on all restaurant checks and no additional is expected. Round up your fare for cab rides and a dollar or two is a suitable tip for bag porters. Dollars are preferred, as the exchange rate is better than Brazilian currency.
  • Colombia may or may not add gratuity onto your restaurant check. Make sure to look to see if it has, though it’s customary to add extra for a 15% total. Many small hotels are family-run, so expect to leave $5 per guest per day. The usual dollar or two per day is fine at larger hotels. Colombian currency is preferred.
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The United Kingdom often includes a tip on your restaurant bill. Often, it will be under “optional”. If it is not figured in, then 10-15% is standard. Tipping in pubs is not customary. Add up to 10% for a cab driver and a pound or two per bag for porters.

It’s easy for Americans to get in the habit of tipping and do it wherever we go, but in some countries it can be a major faux pas, so it’s always best to check requirements for each place you visit to know what is customary and what is not. It’s better to feel a little awkward, but save your money, than offer a tip and offend someone. Plus, you'll have some extra dollars to spend! Here are more tips from Budget Travel on who we always tip and probably shouldn't, as well as who we don't tip that we should.

Wednesday, January 9, 2019

Easy Saving for Your Big Vacation

What's your number one problem with traveling more? Well, I'm going to guess that it's money, otherwise you probably wouldn't be here. I'm just like you guys. I have to pay for my own travel. We don't have unlimited funds. I rarely get "paid" to travel, though I know people think that, because I get asked about it a lot. I wish I got paid to travel, but then again, you probably wouldn't trust anything I said if I did, right? I know I wouldn't. So, how can you save for travel when it seems like you don't have any money to spare?


Believe it or not, it can be easy to save, even when you think you can't. I have a lot of ways I've used, with much success. I've lived paycheck-to-paycheck most of my life, too, so don't think you can't do it. You might also remember my best friend who has six children and live on one income (because they'd need 5 incomes to pay for childcare, so instead her husband stays home), they pay two mortgages, and vacation at least a couple times a year. When I last wrote about how they did a Disney vacation they only had four kids, which is still more than most people I know. They haven't slowed down their traveling and they are creative in how they do it. In fact, they just did a 2-week trip to Hong Kong. If they can do it, then you can do it!

Here are some easy ways you can save for your travel dreams:

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Pay yourself first

You know how when you invest in something like a 401-K and it gets taken out of your paycheck before you even see it? And you never miss it? Do this with your vacation fund. You know when you get paid, so set up an automatic deposit, either through work or on your own online, to go to that separate account. Even just $50 per paycheck can quickly add up and it's not so much that you'll notice it's gone. If you can afford more, change the dollar amount that goes, even if this is a one-time occurrence or permanent. A few dollars more is better than no dollars more.

Tip: Have a separate account is key. Don't make it the same as your regular savings account or checking account. Make it harder for you (and everyone else contributing) to spend it!

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Open a high-yield checking or savings account

Just like I say above, make sure it's separate from your everyday account. While your money is just sitting there, you could be earning more each month for doing nothing more but keeping it in the bank. Free money is good!


Use a fantastic saving app

I've just started using a new app called Qapital. It's really changing the way I spend and save. You set up a goal, or multiple goals, and then set up rules in order to save for them. I've been using this app for three weeks and have saved nearly $30 just by doing things I normally do. I have two rules set up (because I can't go too crazy and my "goal" is far off): One is the $2 round-up rule, so any time I use one of the cards on file, they round up to the nearest $2. That means if I spend $4.50, $1.50 will go into my Qapital account, to make up $6, which is the next denomination of $2 after $4.50. I also have an IFTTT rule that says anytime I check into a place and use the hashtag "coffeetour", it transfers another $1 to my account. 

You can change your rules at any time (and there are a lot of them to choose from), the app is free to use and super secure, you can take your savings out whenever you want/need, so you can use it at will, and if your balance on your debit card dips below $100, your savings are paused in order to avoid overdraft. You can use it on both Android and iOS. Start saving now! (and you'll get $5 free for using my link!)

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Make a list and stick to it

When I go grocery shopping, I make a list. I try to plan my meals around the same ingredients with some variety. Chicken, noodles, potatoes, carrots, beef and beans are all great staples, because you can make a ton of things with them. Buy enough to make twice as much as you plan to eat and freeze so you have dinners for future nights and can save money in the coming weeks, or have easy food to make when you return from vacation. 

Don't forget coupons and store rewards programs. Use those apps and coupons to guide your shopping for the week or month to save even more. Tally up how much you saved and put that money in your vacation fund!

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Keep the change

If you're like everyone, you have a ton of change just sitting in your car or the bottom of your purse. Make a jar or container at home to throw all that change in at the end of each day. You wouldn't know it, but all those cents can add up over the months and you might find you have a spare $100 or so that you can use as spending money!

Fill your free time

Do you find yourself sitting in front of the TV for an hour or two? Earn points through Swagbucks. You can use these points to earn money and gift cards. It's easy to accrue a lot of points in an hour or so and you can trade them in for travel cards, Amazon gift codes and even Paypal cash. Download the app on your phone to earn even more. It's super easy and totally mindless. 

Get cash back

You're going to buy stuff. You just are. Ebates lets you save money on your online purchases by offering you a set amount of cash back on participating retailers, including a lot of travel sites. If you're going to spend money, you might as well save as much as possible. Ebates sends you cash back payments four times a year, either by check or deposited to your Paypal account. It's super easy, and those payments can be used as spending money on your trips. Want to know more about how it works? I wrote a whole post on it!

Drive past the coffee shop

Getting your morning coffee can set you back $3-5, which easily adds up to $60-100 over the course of a month. I love a professionally-made cup of Joe as much as the next person, but I know they can really be expensive. If you want a fancy cup of coffee, think about investing in an espresso maker or French press and frothing whisk. You'll work the cost off by the end of the year and might even find you like your own coffee better. You'll definitely save calories. 

Don't worry, I think it's perfectly acceptable to break out once in a while and splurge on a grande triple macchiato with whip. (Yes, I know, I'm one to talk, but you aren't writing a blog post series, are you? Even so, I make my own coffee 85% of the time.) Maybe your weakness is fast food or going out to lunch. Plan your meals ahead of time and/or bring your lunch to work instead. You'll be surprised by how much you spend.

You don't have to totally turn your whole life upside down to save money for your travels. Once you do a few of these things, you'll find it easier to incorporate other ways to save without feeling like you're missing out on anything or being too restrictive. Maybe instead of going to the movies one night, you pick up a Redbox or find something old that's streamable on Netflix. Soon you'll have a little pile of money that grows into a bigger pile of money that will surprise you.

I'd love to know what destinations are on your travel wish list! What trip are you saving for next? 

Disclaimer: This post contains affiliate links, which help me keep the blog running.
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